What the income pillar measures
The income pillar measures the stability and diversification of your income, how reliable it is and how many sources support it. Together they determine how resilient you are when one stream is disrupted.
Why it matters for longevity
A secure long life rests on income you can count on. The more stable and varied your income, the better you can weather job loss, illness, or economic shocks, and the more consistently you can fund the other wealth pillars over the decades ahead.
How to strengthen the income pillar
This is general information to support your own decisions, not financial advice.
- Build more than one stream. Additional income sources reduce reliance on any single one.
- Invest in your earning power. Skills and experience are among the most durable income assets.
- Create some passive income where you can, to add resilience over time.
- Smooth the peaks and troughs. Steadier income makes every other financial decision easier.
How ULTM8 scores it
Your free longevity check scores the income pillar alongside the other seven, so you can see where it sits in your Octagon and what to prioritise.