Retirement longevity

Retire Healthy.
Retire Wealthy.

ULTM8 is a retirement longevity platform helping you prepare for a longer, healthier and wealthier retirement.

Take the ULTM8 assessment to see how you’re doing across the 8 core areas shaping your long-term health and wealth.Don’t leave your future to chance.

Build the health and wealth to enjoy retirement for longer.

Your retirement longevity score
72
A clear view across your 8
72
The Problem

How well will you retire?

Most people don’t know — or leave it too late to plan. The result? Hundreds of millions spend decades in retirement dealing with poor health and financial stress. It doesn’t have to be you.

Get peace of mind by knowing where you stand and what to do next. Measure your readiness across 8 areas of health and wealth, see where you’re strong, identify your gaps, and get a personalised plan to improve.

Your ULTM8 octagon

Your whole 8, in one view.

See your health and wealth across all 8 pillars in a single, living picture — and watch it grow as you build the retirement you want.

Heart HealthEnduranceStrengthLifestyleRetirementIncomeProtectionDebt72
HealthWealth
Your 8

Your retirement is shaped by more than money.

ULTM8 looks at 8 areas across your health and wealth to give you a complete picture of how prepared you are for the years ahead.

Health that lasts
Wealth that lasts
Health

Heart Health

Stay on top of the numbers and behaviours that influence your cardiovascular health.

Health

Endurance

Build the fitness and stamina to stay active for longer.

Health

Strength

Maintain strength, mobility and capability for later life.

Health

Lifestyle

Build sustainable habits around nutrition, sleep, stress, movement and recovery.

Wealth

Debt

Understand and manage the debt that could follow you into retirement.

Wealth

Protection

Make sure you and the people who depend on you are financially protected.

Wealth

Income

Build sustainable sources of income for today and retirement.

Wealth

Retirement Savings

Know whether you’re building enough to support the retirement you want.

Your journey

Check. Plan. Grow.

Understand where you stand, know what to work on and build lasting health and wealth over time.

1

Check

Complete the ULTM8 assessment and get your personalised Retirement Longevity Score across all 8 pillars.

2

Plan

Turn your results into a practical plan focused on the areas that need the most attention.

3

Grow

Track progress and access the knowledge, tools and support that can help strengthen your future health and wealth.

Build toward the retirement you want.

Small improvements across your 8 can compound into more choice, confidence and freedom later.

Building the ULTM8 Life

See your retirement readiness take shape.

Your ULTM8 profile gives you one visual view of the 8 pillars shaping your future. As you strengthen each area, the octagon becomes fuller and more balanced — making progress easy to see and easier to act on.

Health pillars Wealth pillars
Stage 01

Starting Point

Check your 8 to see where you are strong and where attention is needed.

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HealthWealth
Build awareness Your baseline
Stage 02

Building Momentum

Follow your plan and strengthen weaker pillars as your profile expands.

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HealthWealth
Build consistency Your progress
Stage 03

The ULTM8 Life

Build a fuller, more balanced foundation for the retirement you want to enjoy.

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HealthWealth
Build resilience Your ULTM8 Life
Why it matters

A longer life needs lasting health and wealth.

Retirement can last decades. But poor health and financial insecurity can limit independence, choice and the ability to enjoy those years.

1.4B

people live with hypertension

Hypertension affects roughly one in three adults aged 30–79 worldwide.

500M+

people are affected by cardiovascular disease

Cardiovascular disease remains the world’s leading cause of death.

830M

people live with diabetes

The global burden of diabetes has risen sharply over recent decades.

$400T

projected retirement savings gap by 2050

Estimated across eight major retirement markets studied by the World Economic Forum.

Health + Wealth = Retirement Longevity
ULTM8 brings both sides together — helping you understand where you stand and what to improve over time.

Retirement should feel like living.

The goal is not simply to reach retirement. It is to have the health and financial security to enjoy it.

ULTM8 Companions

Companions for the life ahead.

Products designed to support different parts of your health, wealth and retirement journey.

Halee

Build everyday habits for better long-term health.

Coming soon
Ovana

Get ongoing support to manage your blood pressure and health.

Visit Ovana ↗
StockPanda

Understand, track and manage your investment portfolio.

Visit StockPanda ↗
Fittbird

Stay fit, active and adventurous through fitness experiences around the world.

Coming soon
RetireAway

Plan where, when and how you want to retire.

Visit RetireAway ↗
Tools for your 8
Tools

Find the right tools for your 8.

Discover useful products and services from around the world that can help you strengthen your health, wealth and retirement longevity — from smart health technology to financial planning tools.

Discover Tools
From the Blog

Ideas for a healthier, wealthier retirement.

Discover practical tips, useful tools, interesting companies and new ideas from around the world that can help you improve your 8 — and imagine more of what retirement could look like.

Read the Blog
Enjoy the life you planned for
ULTM8 Plus · Coming Soon

Your retirement longevity companion.

ULTM8 Plus will help you go beyond a one-time assessment with ongoing tracking, personalised guidance and the tools you need to keep improving your health and wealth over time.

One view of your health and wealth journey.
Be first to know when ULTM8 Plus launches.

Track your octagon over time

See how your retirement longevity profile changes as you improve each of your 8 pillars.

Connect tools and wearables

Bring relevant health and financial data into one place for a more complete view.

Monitor key metrics

Follow the measures that matter most across your health, wealth and retirement readiness.

AI guidance and reminders

Get help staying focused on priorities, next steps and the habits that support your plan.

Financial calculators

Use practical calculators to manage retirement savings, income, debt and other financial decisions.

Connect with experts

Access relevant experts across your 8 when you need more personalised support.

And more

ULTM8 Plus will continue to evolve with new tools, insights and features to support your retirement journey.

How ready are you to retire healthy and wealthy?

It starts with knowing where you stand. Check your 8 and get your personalised retirement longevity score.

Check Your 8 Score